18 Months Interest Free*

Now Available With Q

At Oxygen Air you can now enjoy some extra breathing space on your purchases. If you don’t already have a Q Card or Q Mastercard you can apply and be approved in minutes*

How Do I Apply For Q Card?

If you don`t have a Q Card/Q Mastercard, please click on the banner above to begin the application.   You`ll need to be over 18yrs old, be a Permanent Resident of NZ, and have a valid form of ID (NZ Driving License/Passport).   Once approved you`ll be emailed your Customer Number.

How Do I Purchase Using 18 Months Interest-Free?

Give us a call on 0800 85 40 85 and be ready to provide your Q Card/Q Mastercard number so we can process your order.   If you have just applied, you will have been emailed a Customer ID number, please have this ready.

18 months interest free is available on Flex iPayment Plans & Flexi Purchases for purchases made via phone only until further notice. Minimum spend $500. Lending criteria,$50 Annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate (currently 25.99% p.a.) applies to any outstanding balance at end of interest free period.  $55 Establishment Fee or $35 Advance Fee applies to Long Term Finance Purchases. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated